on that list of things i was gonna do was "get finances financy" so although i've got an employee stock option plan thing at work, i decided to invest just a little bit into a 401k (which the company doesn't match).
so i looked into everything, filled out their retirement worksheet, and came up with a figure of $459 a month.
that's $459 every month, into a retirement account, just so i can retire at 80% of my current salary at the age of 65.
i don't know about you, but $459 a month is not exactly the kind of money i have lying around....
granted, i'm starting at age 33, but... yikes?